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Inkqubo ebolekiweyo ye-CBN kunye nolwahlulo lwezoqoqosho lwaseNigeria [Inqaku]

Ingcamango kukukhuthaza imveliso yezolimo kweli lizwe, ngelixa iNigeria ifuna ukuguqula ukulinganisela kokutya okungalunganga.
Nangona kunjalo, inyathelo lokuqala liya kuba lelokuba ilizwe likwazi ukuzanelisa ngokutya “ngokwandisa ukutya kwethu” kwaye emva koko kunqandwe ukutya okuvela kumazwe angaphandle kweThamsanqa.Ibiya kunceda ukonga imali yangaphandle enqabileyo ize iyisebenzisele ezinye iimfuno ezicinezelayo.
Okubalulekileyo ekufezekiseni ukhuseleko lokutya sisidingo sokuxhasa amafama aseNigeria, uninzi lwawo asebenza kulimo oluncinci lokuzimela ukuze baphonononge ezolimo ezinkulu ezinoomatshini kunye nezorhwebo.Oku kukhokelele kumbono wenkqubo yomboleki-ankile ekhuthazwa yiBhanki Enkulu yaseNigeria (CBN)
Inkqubo yoMboleki we-Anchor (ABP) eyaqalwa nguMongameli uBuhari ngoNovemba 17, i-2015 ijolise ekuboneleleni amafama amancinci (SHF) ngemali kunye neengeniso zefama.Isicwangciso sijolise ekusekeni amakhonkco phakathi kweenkampani ze-ankile ezibandakanyeka ekusetyenzweni kokutya kunye ne-SHF yeemveliso eziphambili zezolimo ngokusebenzisa imibutho yorhwebo.
UMongameli uyaqhubeka nokuthintela i-CBN ekuboneleleni ngemali yangaphandle kubarhwebi bokutya kumazwe angaphandle ukukhuthaza ukuveliswa kokutya kwasekhaya, awathi linyathelo lokhuseleko lokutya.
U-Buhari usanda kuphinda ugxininise kwezolimo kwintlanganiso kunye namalungu eqela lezoqoqosho.Kuloo ntlanganiso uxelele abantu baseNigeria ukuba ukuxhomekeka kwingeniso yokuthengiswa kweoli ekrwada akusenako ukugcina uqoqosho lwelizwe.
“Siza kuqhubeka nokubakhuthaza abantu bethu ukuba babuyele kulo mhlaba.Abaphezulu bethu bafakwe kwingcamango yokuba sineoli eninzi, kwaye umhlaba siwushiya esixekweni ukuze sifumane ioli.
“Sibuyele emhlabeni ngoku.Akufunekanga siphulukane nethuba lokwenza ubomi babantu bethu bube lula.Khawucinge nje ukuba kuya kwenzeka ntoni xa singatyhafisa ezolimo.
“Ngoku, ishishini leoli likwisiphithiphithi.Imveliso yethu yemihla ngemihla iye yaxinzelelwa kwi-1.5 yezigidi zemibhobho, ngelixa imveliso yemihla ngemihla yi-2.3 yezigidi zemibhobho.Kwangaxeshanye, xa kuthelekiswa nemveliso yakuMbindi Mpuma, iindleko zethu zobugcisa ngomphanda ziphezulu.”
Ugqaliselo lwe-ABP yokuqala yayiyirayisi, kodwa njengoko ixesha lihamba, ifestile yempahla yorhwebo yanda ukuze ikwazi ukwamkela izinto ezininzi, ezinjengombona, icassava, amazimba, umqhaphu kunye nejinja.Abaxhamli besicwangciso ekuqaleni bavela kumafama angama-75,000 kumazwe angama-26, kodwa ngoku iye yandiswa ukuze ihlawule amafama ezigidi ezi-3 kumazwe angama-36 kunye ne-Federal Capital Territory.
Abalimi ababanjwe phantsi kwesi sicwangciso baquka abo balima ukutya okuziinkozo, umqhaphu, amagaqa, umoba, imithi, iimbotyi, iitumato kunye nemfuyo.Le nkqubo yenza amafama afumane imali-mboleko yezolimo kwi-CBN ukuze andise imisebenzi yawo yezolimo nokwandisa imveliso.
Iimali-mboleko zisasazwa kubaxhamli ngeebhanki zediphozithi, amaziko ophuhliso lwemali, kunye neebhanki ezincinci, zonke ezivunyiweyo yi-ABP njengamaziko emali athatha inxaxheba (PFI).
Kulindeleke ukuba amafama asebenzise iimveliso zezolimo ezivuniweyo ukubuyisela imali-mboleko ngexesha lokuvuna.Iimveliso zezolimo ezivuniweyo kufuneka zihlawule imali-mboleko (kubandakanywa inqununu kunye nenzala) kwi-"ankile", kwaye i-ankile iya kuhlawula imali elingana ne-akhawunti yomlimi.Indawo ye-anchor ingaba yiprosesa enkulu yabucala edibeneyo okanye urhulumente welizwe.Thatha uKebbi njengomzekelo, urhulumente welizwe ungundoqo.
I-ABP iqale yafumana inkxaso-mali ye-220 yeebhiliyoni zeegidigidi kwiNgxowa-mali yoPhuhliso lwamaShishini amaNcinci, amaNcinci namaPhakathi (MSMEDF), apho amafama anokufumana imali-mboleko ye-9%.Balindeleke ukuba babuyiselwe ngokusekelwe kwixesha lokukhulelwa kwempahla.
Irhuluneli ye-CBN u-Godwin Emefiele uthe xa evavanya i-ABP kutshanje ukuba isicwangciso sibonakalise ukuba lutshintsho oluphazamisayo kwi-SHF ye-SHF yaseNigeria.
“Esi sicwangciso siyitshintshe ngokupheleleyo indlela ezolimo ezixhaswa ngayo ngemali kwaye sihlala singundoqo wesicwangciso senguqu kwicandelo lezolimo.Ayisosixhobo nje sokuxhobisa uqoqosho, ukudala amathuba emisebenzi nokwabiwa ngokutsha kobutyebi, koko ikwakhuthaza ukubandakanywa kwezimali kwiindawo esihlala kuzo ezilalini.”
U-Emefiele uthe malunga nabemi abamalunga nezigidi ezingama-200, ukuqhubeka nokungenisa ukutya kumazwe angaphandle kuya kuphelisa oovimba belizwe, imisebenzi yokuthumela ngaphandle kula mazwe avelisa ukutya, kwaye kugqwethe ikhonkco lexabiso lemveliso.
Uthe: “Ukuba asiwushiyi umbono wokuthengisa ukutya kumazwe angaphandle kunye nokwandisa imveliso yalapha ekhaya, asizukwazi ukuqinisekisa ukuba iinkampani ezinxulumene nezolimo zibonelelwa ngezinto ezikrwada.”
Njengendlela yokuqinisekisa ukhuseleko lokutya kunye nokukhuthaza ngakumbi amafama ukuba ajongane nobhubhane we-COVID-19 kunye nezikhukhula kwiindawo ezininzi zezolimo kumantla eNigeria, ngenkxaso ye-ABP, i-CBN isandula ukuvuma ezinye izinto ezikhuthazayo eziza kusebenza kunye ne-SHF zithwala ngokufanayo. ingozi.
Lo mlinganiso mtsha kulindeleke ukuba wonyuse imveliso yokutya ngelixa unciphisa ukunyuka kwamaxabiso, ngeli lixa unciphisa umxube womngcipheko wamafama ngama-75% ukuya kuma-50%.Iya kwandisa isiqinisekiso semali-mboleko ye-Vertex Bank ukusuka kwi-25% ukuya kwi-50%.
UMnu Yusuf Yila, uMlawuli we-CBN Development Finance, uqinisekisile amafama ukuba ibhanki izimisele ukwamkela iingcebiso ezinceda ukuphelisa imingeni kunye nokwandisa imveliso.
“Eyona njongo iphambili kukubonelela amafama ngenkxaso-mali eninzi yokulima ngexesha lonyaka elomileyo, eyinxalenye yongenelelo lwethu kwizinto ezithile ezibalulekileyo.
Uthe: "Ngenxa yeziganeko zamva nje kweli lizwe, kubandakanya ubhubhani we-COVID-19, olungenelelo lulifanele inqanaba elibalulekileyo lophuhliso loqoqosho lwethu."
U-Yila ugxininise ukuba isicwangciso sinyuse amawaka e-SHF kwintlupheko kwaye sidale izigidi zemisebenzi yabangasebenziyo eNigeria.
Uthe iimpawu ze-ABP kukusetyenziswa kwembewu yodidi oluphezulu kunye nokutyikitywa kwezivumelwano zokuthi zithathwe ukuze kuqinisekiswe ukuba amafama anemarike esele ilungile ngexabiso ekuvunyelwene ngalo kwimarike.
Njengendlela yokuxhasa ukwahluka kwezoqoqosho kurhulumente, i-CBN isandula ukutsala amafama ekotoni angama-256,000 ngexesha lokutyala ngo-2020 ngoncedo lwe-ABP.
U-Ira uthe ngenxa yokuba ibhanki izibophelele kwimveliso yomqhaphu, ishishini lelaphu ngoku linempahla eyaneleyo yomqhaphu yasekhaya.
“I-CBN izama ukubuyisela uzuko lweshishini lelaphu elakhe laqesha abantu abazizigidi ezili-10 kwilizwe liphela.
Uthe: “Ngeminyaka yee-1980, saphulukana nozuko lwethu ngenxa yokuthutyeleziswa, yaye ilizwe lethu laba yindawo yokulahla inkunkuma yezinto ezilukiweyo.”
Uzisola ngokuba ilizwe lichithe i-5 yeebhiliyoni zeerandi kwizinto ezilukiweyo ezivela kumazwe angaphandle kwaye wongeza ukuba ibhanki ithatha amanyathelo okuqinisekisa ukuba lonke ikhonkco lexabiso leshishini lixhaswa ngemali ukuze kuxhamle abantu kunye nelizwe.
UMnu Chika Nwaja, oyintloko ye-ABP kwi-Apex Bank, wathi ekubeni le nkqubo yaqalwa okokuqala kwi-2015, isicwangciso siye sakhuthaza ukuguqulwa kokutya eNigeria.
UNwaja uthe esi sicwangciso ngoku sithatha amafama azizigidi ezi-3, atyale i-1.7 yezigidi zeehektare zomhlaba.Uhlabe ikhwelo kwabachaphazelekayo ukuba basebenzise iindlela eziphuculweyo kwezolimo ukuze kwandiswe imveliso.
Wathi: “Nangona ihlabathi liphela sele lifake idijithali kwinguqu yesine yezolimo, iNigeria isasokola ukujamelana nenguqulelo yesibini yoomatshini.”
Abaxhamli ababini bokuqala kuRhulumente we-Federal kunye ne-ABP ye-revolution yezolimo yayiyi-Kebbi kunye ne-Lagos.Intsebenziswano phakathi kwamazwe amabini yazala iprojekthi "yeRice Rice".Ngoku, eli nyathelo likhokelele uRhulumente weLizwe laseLagos ukuba akhe indawo yokusila irayisi evelisa i-32 yeetoni zeemitha zeebhiliyoni zeenaira ngeyure.
Isityalo selayisi sakhawulwa nguRhuluneli waseLagos u-Akinwunmi Ambode kwaye ucwangciselwe ukugqitywa kwikota yokuqala ye-2021.
Umkomishinala wezoLimo waseLagos uNksz. Abisola Olusanya uthe i-factory iya kunika abantu baseNigeria amathuba engqesho ngokudala imisebenzi ye-250,000, ngaloo ndlela iqinisa ukuqina kwezoqoqosho zelizwe kunye nokuphucula ukuguquguquka kwezoqoqosho.
Ngokufanayo, u-Abubakar Bello, usihlalo we-Nigerian Corn Association, wancoma i-CBN ngokubonelela ngembewu yengqolowa ephezulu kumalungu nge-ABP, kodwa kwangaxeshanye waqinisekisa ukuba ilizwe liza kuzimela ngokukhawuleza kwingqolowa.
Ngokubanzi, iinyani zibonakalise ukuba "iNkqubo ye-CBN yoMboleki weAnchor" lungenelelo oluphambili kwicandelo lezolimo laseNigeria.Ukuba iyaqhubeka, iya kunceda ukumanyanisa ukhuseleko lokutya kunye nemigaqo-nkqubo karhulumente yokukhula koqoqosho.
Nangona kunjalo, inkqubo ijongene nemingeni ethile, ngakumbi ngenxa yokuba abanye abaxhamli bengakwazi ukubuyisela imali-mboleko yabo.
Imithombo ye-CBN ithe ubhubhani we-COVID-19 uthintele ukufunyanwa kwetyala “elijikelezayo” elimalunga neebhiliyoni ezingama-240 zeegidi ezikhutshelwe amafama amancinci kunye nabaprosesa kwinkqubo.
Abathathi-nxaxheba banenkxalabo yokuba ukusilela ekuyibuyiseni imali-mboleko kuthetha ukuba abaqulunqi bemigaqo-nkqubo bajonge ukugxilwa ngakumbi kwenkxaso-mali yezolimo ezinzileyo kunye neenjongo zokhuseleko lokutya.
Nangona kunjalo, abantu abaninzi baseNigeria banethemba lokuba ukuba "inkqubo yomboleki we-anchor" ikhuliswe ngokufanelekileyo kwaye iqiniswe, iya kuba negalelo ekuphuculeni ukhuseleko lokutya kwelizwe, ukukhuthaza ukwahlukana kwezoqoqosho, kunye nokwandisa ingeniso yelizwe langaphandle.indlela.


Ixesha lokuposa: Jan-06-2021